We are building scalable businesses
in insurance, health & finance to close the protection gap

We apply a proven venture building approach with deep industry insight, funded by our sister company Ninety Innovation and with co-funding of our ventures from aligned investors, to deliver significant commercial and societal impact.

A distinctive thesis seeking double bottom-line impact

We believe some of the most acute pain points lie in areas of risk that the $6Tn global insurance sector does not reach. We believe that a structured, lean venture building methodology, plus top entrepreneurs, is the best chance of plugging those gaps, and capturing the opportunity.

Acute pain points, and proven business models

We look for acute painpoints in areas relating to protection, risk prevention & resilience. We focus on capital-light and highly scalable business models in regulated industries like Fintech, Insurtech, Wealthtech and Healthtech.

Strong track record, and deep network advantages

Our deep insurance network, our team's venture building track record, and our self-funding ability create the conditions for de-risked, highly-geared ventures. This is what gives ARK the unique ability to maximize success.

We create deep value pools in the protection gap

Our ventures focus on solving acute pain points in regulated industries relating to protection, risk prevention and resilience, anywhere in the world but with emphasis on UK, Europe & North America.

Portfolio examples

Inheritly

Infrastructure tech for estate, legacy & wealth planning

Dual-facing business model with scaled IFA / RIA distribution

B2B & B2B2C SaaS capital-light business model

VC-backed, with strategic angels incl. former Tier 1 insurer CEO

Migrasure

Disruptive protection & insurance for large migrant populations

Multi-lingual customer experience

Financial services plus training & support business models

Tier 1 insurer backed with investment & underwriting

The experience and passion to deliver

Dan White

Founder & ARK CEO

Dan is an insurance innovation expert with 20+ years’ experience, founder of sister company Ninety Innovation, and advisor to insurtechs. Dan has led 400+ risk innovation projects and built strong C-suite ties across Tier 1 (re)insurers.

Paul Goodhind

Chair of ARK Investment Committee

Paul joined ARK having been a partner of Kamet Ventures, an established venture studio, since it was founded in 2015, where he led the early stage design of 20+ insurtech and healthtech ventures. These ventures have collectively raised $300m. Paul's experience is testament to the fact that a systematic approach to venture building can lead to a high success rate and also a significant number of Big Wins.

See our advisors

Advisors: (re)insurance & risk management